The Candor Blog
Everything from healthcare coverage to small business success.
6 Ways for Small Businesses to Attract and Keep Employees
Starting and running a small business is no easy task. With finding customers and clients, keeping your books straight and paying your taxes, there are more than enough challenges on your plate to keep you busy. But the number one challenge facing business...
Switching from Captive to Independent Insurance Agent: A Success Story
Call me crazy. I had built a nice business – and was earning a good living – as a captive insurance agent. After five years, though, I took a deep breath and decided to go independent. I’ll admit that it was a scary move. Things were tough at first, and...
Taking Control of Stress at Work
Whether you’re stressed out at work due to looming deadlines, too much on your plate, or any other reason, you could likely benefit from a little TLC. At work, it’s important to take a little time to care for yourself in order to prevent stress from getting the best...
The Importance of Putting Yourself First
Think back to the last time you were preparing for takeoff on an airplane. Do you remember the part of the safety brief when the flight attendant instructs that, in the case of an emergency, you should put the oxygen mask on yourself before helping others? This...
How EAPs Can Benefit a Company’s Employees…and Its Bottom Line
Job stress is a leading source of stress for Americans, costing businesses $200-$300 billion a year in terms of lost productivity, disability, absenteeism and presenteeism (where employees are present but function below par), according to the American Psychological...
The Greater True Healthcare Value Available Through Groups
The Situation Life as a contract worker has its attractions, like independence and more control over work/life, but it also carries risks. Individuals and independent contractors have no Benefits Department. They are left to sort through dozens of websites and lists...
How Might Algorithms Affect Healthcare Coverage Decisions.
In the simplest terms, an algorithm is a set of instructions telling a computer what to do and how to do it. Simple, right? Not quite. Algorithms are essential to the way computers process data. Many computer programs contain algorithms that detail the specific...
What are the Advantages of Employer Sponsored Healthcare Coverage vs Defined Contribution?
FROM THE EMPLOYER PERSPECTIVE According to a survey by Glassdoor, employees said health insurance is, by far, the most important benefit they receive from their employer. That’s why employers often offer health insurance as an initial company benefit. A group...
Are there really benefits to Alternative & Complementary Medicine?
According to both Johns Hopkins University and The National Center for Complementary and Integrative Health (NCCIH), more than 40 percent of the American population report using alternative medicine therapies outside of conventional medicine, and for pain control when...
Six Great Reasons To Start An HSA
Who turns down free money? Actually, you may be doing just that. If you make a decent living, an HSA — a Health Savings Account — can save you thousands of dollars, for just a small annual fee. HSAs have been around since 2003. They’re tax-advantaged savings accounts...